Mortgage and Housing

Drive better lending or rental decisions and enable a simplified customer experience, with reduced risk and improved efficiencies.

We Will Deliver Telecommunications, Pay TV and Utilities Insights Alongside Mortgage Credit Reports

Expanded Information has the Potential to Help Create Greater Homeownership Opportunities for Millions of Consumers by Streamlining the Mortgage Underwriting Process.

Benefits

  • Automated delivery of certain telco, pay tv and utilities attributes alongside every first mortgage credit report 
  • New differentiated insights directly reported from service providers that may help automate, save time and resources, and streamline the first mortgage process for every applicant
  • Help create greater homeownership opportunities through additional insights into an applicant's credit profile that can make mortgage underwriting faster and easier
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What Can We Help You Do?

capabilities

Our Capabilities

Solutions from Equifax can support you throughout the lending lifecycle.

Identify and Onboard New Borrowers

Identify the Right Customers

Target the right people, the right way, at the right time.

Generate Quality Leads

Improve efficiency in finding and acquiring new customers.

Produce Quality Loan Files

Build and easily assess the quality of loan files with differentiated, directly sourced information.  Telco, Pay TV and Utilities insights available Q1 2023.

Manage Risk and Relationships

Manage Portfolio Risk While Minimizing Negative Impacts

Proactively manage risk and repayment in your customer portfolio. In the rental market, build trust with applicants by accessing soft credit checks to avoid affecting credit scores.

Mitigate Default and Foreclosure Risk

Decrease risk while also reducing unnecessary manual reviews.

Manage Customer Relationships

Hold on to more of the right borrowers by applying event-based, in-market insights to segmentation and retention strategies.

Accurately Value Securities and Predict Delinquency

Benefit from deeper insights into mortgage loan credit risk.
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Mortgage Technology Partnerships

Through partnerships with more than 50 leading mortgage platforms and technology providers, we enable integrated access to solutions that help improve your digital experience and drive efficiency.

How You Can Benefit From Our Partnerships

Streamline Lending Processes
Accelerate approvals with automated rules, verifications, and benchmarks built into your existing lending process for faster decisioning.

Enable a Digital-First Experience
Eliminate manual processes by integrating verified data directly into your LOS or POS.

Lend More Confidently
Process mortgage loans faster and more accurately with fewer human errors and common application risks.

products

Related Products

Telco, Pay TV and Utilities Insights
Trended Credit*Hi-Lite ™ plus new Telco, Pay TV and Utilities attributes unlock powerful, verified insights that are not traditionally available
Lost Sales Analysis for Mortgage and Home Equity
Better understand consumer behavior and competitor activity during prospecting, loan origination and portfolio retention
Undisclosed Debt Monitoring™ (UDM)
Avoid last-minute surprises and boost efficiency in mortgage lending
insights

Insights From Our Experts

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